We are the owner of the content on and operator of the website http://www.paydapp.com, its associated sites and microsites accessed through the aforementioned website (each a “Site“ and collectively the “Sites“) (“payd Inc“, “we“ or “us“). Please be advised that payd Inc is not responsible for hyperlinks to other sites or content on the internet which are owned or operated by third parties. The linked site or content is not under our control and payd Inc is not responsible for any errors, omissions, delays, defamation, libel, lies, pornography, obscene content, inaccuracies or other material contained in the content, or consequences of accessing any related website.
Information contained herein has been prepared in accordance and in compliance with the applicable laws and is for the exclusive use if payd Inc and its affiliates and/or its assigns.
When you sign up for a payd Inc account we collect and manage your personal information as part of our identity verification process, in the course of a transaction, or when you request a digital receipt. We may collect but are not limited to collecting the following:
We shall be entitled, from time to time, to conduct a verification towards the personal information that you have provided to us, by sending a verification mail, e-mail, or requiring you to submit supporting documentation, or any manner whatsoever, as necessary.
You hereby agree that your Personal Information may be disclosed to the following:
At payd Inc, we use information about you to provide, maintain, and improve our services and to deliver the information and support your request, including receipts, alerts, and support and administrative messages.
We may use the information we collect to the following activities:
We may use information about you to improve, personalize and facilitate your use of our services and products in order to provide better services.
You hereby agree that your Personal Information may be shared to our affiliates or vendors for processing purposes as may be required in the maintenance and performance of its duties and responsibilities of our services, in accordance with applicable laws, rules and regulations. We may, as necessary, engage subcontractors or data processors in each case with respect to the purposes enumerated above.
All data processing, subcontracting or data sharing agreements will be in accordance with the requirements under the Regulation No. 20/2016, or applicable laws and regulations as may be hereafter passed and implemented. To the extent that such processing, subcontracting, or sharing requires notice or consent, we will provide or request for such notice and/or consent, in each case, prior to any processing or sharing of your Personal Information (if applicable).
Except as provided for herein, we will not provide any of your Personal Information to any third parties without your specific consent.
Payd offers a number of benefits that rely on the data (date, time, amount and merchant) created when you make a purchase on an enrolled credit card (your “Card Information”).
When you enroll your credit card to participate in the Roundups and Cashback
Rewards Programs made available to you within your payd account, you will be asked to authorise the related payment card network (i.e. Visa, Mastercard) to monitor your payment card and share transaction details, the Card Information, for purchases you make. This Card Information will be shared with Olive Group Ltd. in order to enable the benefits of the Payd app. These benefits include enabling card linked offers, identifying and providing offers that are located near you, calculating round up amounts, and providing program notifications.
Neither Payd, nor our service providers, store your sensitive card credentials about your enrolled cards Reference to your enrolled card(s) are made by way of tokenized identifiers. That means we do not see the number or CVV of your card.
When you enroll in Roundups, the Card Information that payd may have access to is date of purchase, the merchant category and the purchase amount. This data is used solely to calculate the Roundup amount to be allocated to your payd roundup account and apply the round up rules you have selected to your purchases.
When you have enrolled in Cashback Rewards, the Card Information that payd may have access to is the date of the purchase, merchant name, and purchase amount for transactions that are made with participating merchants. This data is used solely to evaluate if the purchase qualified for the reward, and upon qualification, allow us to calculate the reward amount to be credited to your payd account.
You may also opt-out of this transaction monitoring on your enrolled card at any time by going to your settings and deactivating or removing the card.
When you are a enrolled in PAYD as a supporter, your Enrolled Card will be charged to pay the monthy fees per the Program Terms. We use the tokenized identifier of your enrolled Card to process this payment via our merchant account.
We value both the Personal Information and Card Information (together your “Information”) collected through our Site, and will take reasonable measures including administrative, physical and technical safeguards, to protect it from possible threats, both online and offline.
However, due to the inherent open nature of the Internet, we cannot guarantee that communications between you and us or information stored on the Site or our servers, will be completely free from unauthorized access by third parties such as hackers and your use of the Site demonstrates your assumption of this risk. In the event that such information is compromised as a result of a security breach, we will take reasonable steps to investigate the situation and where appropriate, notify the individual whose information may have been compromised and take other steps in accordance with the applicable laws or regulations. To the fullest extent permitted by law, we are not responsible and liable for any direct, indirect, consequential, or punitive damages, loss, and/or claims, that you may suffer due to any loss, unauthorized access, misuse, or alteration of any information you submit to a Site.
You shall be responsible for maintaining the confidentiality of your own account and password, as well as any and all applications submitted, obligations agreed to or entered into and all other activities that occur under the said account. You agree to immediately notify us of any unauthorized use or disclosure of your account or password, any unauthorized activities under your account or any other breach of security. We will not be liable for any loss that you may incur as a result of a third party’s use of your account or password, either with or without your knowledge, without fault or negligence on the part of us.
During the course of our business, we may sell or purchase assets. If another entity acquires us or all or substantially all of our assets, Information that we have collected about you may be transferred to such entity. Also, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties. If any of the above has occurred, you agree to grant us your consent and a right for us to transfer it to third party without any further notification, to the extent permitted under the applicable laws and regulations.